LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,733
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,875
−HK$1,161/mo
Today · 4.125%
HK$39,036
baseline
▲ 0.50% · 4.625%
HK$41,412
+HK$2,376/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$78,072/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,865
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,961
−HK$1,112/mo
Today · 4.125%
HK$43,073
baseline
▲ 0.50% · 4.625%
HK$45,343
+HK$2,270/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,146/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,079
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,451
−HK$1,393/mo
Today · 4.125%
HK$46,844
baseline
▲ 0.50% · 4.625%
HK$49,694
+HK$2,850/mo
Deposit HK$6.44M · loan HK$9.67M · min. income ≈ HK$93,688/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,038
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,353
−HK$1,334/mo
Today · 4.125%
HK$51,687
baseline
▲ 0.50% · 4.625%
HK$54,412
+HK$2,725/mo
Deposit HK$6.44M · loan HK$9.67M · min. income ≈ HK$103,374/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,426
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,026
−HK$1,625/mo
Today · 4.125%
HK$54,651
baseline
▲ 0.50% · 4.625%
HK$57,976
+HK$3,325/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$109,302/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,211
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,745
−HK$1,557/mo
Today · 4.125%
HK$60,302
baseline
▲ 0.50% · 4.625%
HK$63,480
+HK$3,178/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$120,604/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,119
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$68,176
−HK$2,089/mo
Today · 4.125%
HK$70,265
baseline
▲ 0.50% · 4.625%
HK$74,541
+HK$4,276/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$140,530/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,557
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$75,530
−HK$2,001/mo
Today · 4.125%
HK$77,531
baseline
▲ 0.50% · 4.625%
HK$81,618
+HK$4,087/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$155,062/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,092 · Scale 2, in force from 26 Feb 2026)