LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,734
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,876
−HK$1,161/mo
Today · 4.125%
HK$39,037
baseline
▲ 0.50% · 4.625%
HK$41,412
+HK$2,375/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$78,074/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,866
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,962
−HK$1,112/mo
Today · 4.125%
HK$43,074
baseline
▲ 0.50% · 4.625%
HK$45,344
+HK$2,270/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,148/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,080
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,451
−HK$1,393/mo
Today · 4.125%
HK$46,844
baseline
▲ 0.50% · 4.625%
HK$49,695
+HK$2,851/mo
Deposit HK$6.44M · loan HK$9.67M · min. income ≈ HK$93,688/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,039
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,354
−HK$1,334/mo
Today · 4.125%
HK$51,688
baseline
▲ 0.50% · 4.625%
HK$54,413
+HK$2,725/mo
Deposit HK$6.44M · loan HK$9.67M · min. income ≈ HK$103,376/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,427
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,027
−HK$1,625/mo
Today · 4.125%
HK$54,652
baseline
▲ 0.50% · 4.625%
HK$57,977
+HK$3,325/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$109,304/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,212
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,746
−HK$1,557/mo
Today · 4.125%
HK$60,303
baseline
▲ 0.50% · 4.625%
HK$63,482
+HK$3,179/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$120,606/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,120
−HK$4,147/mo
▼ 0.25% · 3.875%
HK$68,177
−HK$2,090/mo
Today · 4.125%
HK$70,267
baseline
▲ 0.50% · 4.625%
HK$74,542
+HK$4,275/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$140,534/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,558
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$75,531
−HK$2,001/mo
Today · 4.125%
HK$77,532
baseline
▲ 0.50% · 4.625%
HK$81,619
+HK$4,087/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$155,064/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,103 · Scale 2, in force from 26 Feb 2026)