LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,735
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,877
−HK$1,161/mo
Today · 4.125%
HK$39,038
baseline
▲ 0.50% · 4.625%
HK$41,414
+HK$2,376/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$78,076/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,867
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,963
−HK$1,112/mo
Today · 4.125%
HK$43,075
baseline
▲ 0.50% · 4.625%
HK$45,345
+HK$2,270/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,150/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,082
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,453
−HK$1,393/mo
Today · 4.125%
HK$46,846
baseline
▲ 0.50% · 4.625%
HK$49,696
+HK$2,850/mo
Deposit HK$6.44M · loan HK$9.67M · min. income ≈ HK$93,692/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,040
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,355
−HK$1,335/mo
Today · 4.125%
HK$51,690
baseline
▲ 0.50% · 4.625%
HK$54,414
+HK$2,724/mo
Deposit HK$6.44M · loan HK$9.67M · min. income ≈ HK$103,380/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,428
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,028
−HK$1,625/mo
Today · 4.125%
HK$54,653
baseline
▲ 0.50% · 4.625%
HK$57,979
+HK$3,326/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$109,306/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,214
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,748
−HK$1,557/mo
Today · 4.125%
HK$60,305
baseline
▲ 0.50% · 4.625%
HK$63,483
+HK$3,178/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$120,610/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,122
−HK$4,147/mo
▼ 0.25% · 3.875%
HK$68,179
−HK$2,090/mo
Today · 4.125%
HK$70,269
baseline
▲ 0.50% · 4.625%
HK$74,544
+HK$4,275/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$140,538/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,560
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$75,533
−HK$2,002/mo
Today · 4.125%
HK$77,535
baseline
▲ 0.50% · 4.625%
HK$81,622
+HK$4,087/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$155,070/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,120 · Scale 2, in force from 26 Feb 2026)