LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,737
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,880
−HK$1,161/mo
Today · 4.125%
HK$39,041
baseline
▲ 0.50% · 4.625%
HK$41,416
+HK$2,375/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,082/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,870
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,966
−HK$1,112/mo
Today · 4.125%
HK$43,078
baseline
▲ 0.50% · 4.625%
HK$45,348
+HK$2,270/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,156/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,085
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,456
−HK$1,393/mo
Today · 4.125%
HK$46,849
baseline
▲ 0.50% · 4.625%
HK$49,700
+HK$2,851/mo
Deposit HK$6.44M · loan HK$9.67M · min. income ≈ HK$93,698/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,044
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,359
−HK$1,334/mo
Today · 4.125%
HK$51,693
baseline
▲ 0.50% · 4.625%
HK$54,418
+HK$2,725/mo
Deposit HK$6.44M · loan HK$9.67M · min. income ≈ HK$103,386/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,432
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,032
−HK$1,625/mo
Today · 4.125%
HK$54,657
baseline
▲ 0.50% · 4.625%
HK$57,983
+HK$3,326/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$109,314/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,218
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,752
−HK$1,557/mo
Today · 4.125%
HK$60,309
baseline
▲ 0.50% · 4.625%
HK$63,488
+HK$3,179/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$120,618/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,127
−HK$4,147/mo
▼ 0.25% · 3.875%
HK$68,184
−HK$2,090/mo
Today · 4.125%
HK$70,274
baseline
▲ 0.50% · 4.625%
HK$74,550
+HK$4,276/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$140,548/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,565
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$75,538
−HK$2,002/mo
Today · 4.125%
HK$77,540
baseline
▲ 0.50% · 4.625%
HK$81,627
+HK$4,087/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$155,080/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,161 · Scale 2, in force from 26 Feb 2026)