LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,738
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,881
−HK$1,161/mo
Today · 4.125%
HK$39,042
baseline
▲ 0.50% · 4.625%
HK$41,417
+HK$2,375/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,084/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,871
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,967
−HK$1,112/mo
Today · 4.125%
HK$43,079
baseline
▲ 0.50% · 4.625%
HK$45,350
+HK$2,271/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,158/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,086
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,457
−HK$1,393/mo
Today · 4.125%
HK$46,850
baseline
▲ 0.50% · 4.625%
HK$49,701
+HK$2,851/mo
Deposit HK$6.44M · loan HK$9.67M · min. income ≈ HK$93,700/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,045
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,360
−HK$1,335/mo
Today · 4.125%
HK$51,695
baseline
▲ 0.50% · 4.625%
HK$54,419
+HK$2,724/mo
Deposit HK$6.44M · loan HK$9.67M · min. income ≈ HK$103,390/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,433
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,033
−HK$1,626/mo
Today · 4.125%
HK$54,659
baseline
▲ 0.50% · 4.625%
HK$57,984
+HK$3,325/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$109,318/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,219
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,754
−HK$1,556/mo
Today · 4.125%
HK$60,310
baseline
▲ 0.50% · 4.625%
HK$63,489
+HK$3,179/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$120,620/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,128
−HK$4,147/mo
▼ 0.25% · 3.875%
HK$68,185
−HK$2,090/mo
Today · 4.125%
HK$70,275
baseline
▲ 0.50% · 4.625%
HK$74,551
+HK$4,276/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$140,550/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,567
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$75,540
−HK$2,002/mo
Today · 4.125%
HK$77,542
baseline
▲ 0.50% · 4.625%
HK$81,629
+HK$4,087/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$155,084/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,176 · Scale 2, in force from 26 Feb 2026)