LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,739
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,881
−HK$1,161/mo
Today · 4.125%
HK$39,042
baseline
▲ 0.50% · 4.625%
HK$41,418
+HK$2,376/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,084/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,871
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,967
−HK$1,112/mo
Today · 4.125%
HK$43,079
baseline
▲ 0.50% · 4.625%
HK$45,350
+HK$2,271/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,158/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,086
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,458
−HK$1,393/mo
Today · 4.125%
HK$46,851
baseline
▲ 0.50% · 4.625%
HK$49,702
+HK$2,851/mo
Deposit HK$6.44M · loan HK$9.67M · min. income ≈ HK$93,702/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,046
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,361
−HK$1,334/mo
Today · 4.125%
HK$51,695
baseline
▲ 0.50% · 4.625%
HK$54,420
+HK$2,725/mo
Deposit HK$6.44M · loan HK$9.67M · min. income ≈ HK$103,390/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,434
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,034
−HK$1,625/mo
Today · 4.125%
HK$54,659
baseline
▲ 0.50% · 4.625%
HK$57,985
+HK$3,326/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$109,318/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,220
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,754
−HK$1,557/mo
Today · 4.125%
HK$60,311
baseline
▲ 0.50% · 4.625%
HK$63,490
+HK$3,179/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$120,622/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,129
−HK$4,147/mo
▼ 0.25% · 3.875%
HK$68,186
−HK$2,090/mo
Today · 4.125%
HK$70,276
baseline
▲ 0.50% · 4.625%
HK$74,552
+HK$4,276/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$140,552/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,568
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$75,541
−HK$2,002/mo
Today · 4.125%
HK$77,543
baseline
▲ 0.50% · 4.625%
HK$81,630
+HK$4,087/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$155,086/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,185 · Scale 2, in force from 26 Feb 2026)