LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,742
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,885
−HK$1,161/mo
Today · 4.125%
HK$39,046
baseline
▲ 0.50% · 4.625%
HK$41,422
+HK$2,376/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,092/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,875
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,971
−HK$1,112/mo
Today · 4.125%
HK$43,083
baseline
▲ 0.50% · 4.625%
HK$45,354
+HK$2,271/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,166/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,090
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,462
−HK$1,393/mo
Today · 4.125%
HK$46,855
baseline
▲ 0.50% · 4.625%
HK$49,706
+HK$2,851/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$93,710/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,050
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,366
−HK$1,334/mo
Today · 4.125%
HK$51,700
baseline
▲ 0.50% · 4.625%
HK$54,425
+HK$2,725/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$103,400/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,439
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,039
−HK$1,625/mo
Today · 4.125%
HK$54,664
baseline
▲ 0.50% · 4.625%
HK$57,991
+HK$3,327/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$109,328/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,225
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,760
−HK$1,557/mo
Today · 4.125%
HK$60,317
baseline
▲ 0.50% · 4.625%
HK$63,496
+HK$3,179/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$120,634/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,135
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$68,193
−HK$2,090/mo
Today · 4.125%
HK$70,283
baseline
▲ 0.50% · 4.625%
HK$74,559
+HK$4,276/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$140,566/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,575
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$75,548
−HK$2,002/mo
Today · 4.125%
HK$77,550
baseline
▲ 0.50% · 4.625%
HK$81,638
+HK$4,088/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$155,100/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,240 · Scale 2, in force from 26 Feb 2026)