LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,743
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,886
−HK$1,161/mo
Today · 4.125%
HK$39,047
baseline
▲ 0.50% · 4.625%
HK$41,423
+HK$2,376/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,094/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,876
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,972
−HK$1,113/mo
Today · 4.125%
HK$43,085
baseline
▲ 0.50% · 4.625%
HK$45,356
+HK$2,271/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,170/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,091
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,463
−HK$1,393/mo
Today · 4.125%
HK$46,856
baseline
▲ 0.50% · 4.625%
HK$49,708
+HK$2,852/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$93,712/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,051
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,367
−HK$1,334/mo
Today · 4.125%
HK$51,701
baseline
▲ 0.50% · 4.625%
HK$54,427
+HK$2,726/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$103,402/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,440
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,040
−HK$1,626/mo
Today · 4.125%
HK$54,666
baseline
▲ 0.50% · 4.625%
HK$57,992
+HK$3,326/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$109,332/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,227
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,761
−HK$1,557/mo
Today · 4.125%
HK$60,318
baseline
▲ 0.50% · 4.625%
HK$63,498
+HK$3,180/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$120,636/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,137
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$68,194
−HK$2,091/mo
Today · 4.125%
HK$70,285
baseline
▲ 0.50% · 4.625%
HK$74,561
+HK$4,276/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$140,570/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,577
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$75,550
−HK$2,002/mo
Today · 4.125%
HK$77,552
baseline
▲ 0.50% · 4.625%
HK$81,640
+HK$4,088/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$155,104/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,257 · Scale 2, in force from 26 Feb 2026)