LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,743
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,886
−HK$1,162/mo
Today · 4.125%
HK$39,048
baseline
▲ 0.50% · 4.625%
HK$41,423
+HK$2,375/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,096/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,877
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,973
−HK$1,112/mo
Today · 4.125%
HK$43,085
baseline
▲ 0.50% · 4.625%
HK$45,356
+HK$2,271/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,170/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,092
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,464
−HK$1,393/mo
Today · 4.125%
HK$46,857
baseline
▲ 0.50% · 4.625%
HK$49,708
+HK$2,851/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$93,714/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,052
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,368
−HK$1,334/mo
Today · 4.125%
HK$51,702
baseline
▲ 0.50% · 4.625%
HK$54,427
+HK$2,725/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$103,404/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,441
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,041
−HK$1,626/mo
Today · 4.125%
HK$54,667
baseline
▲ 0.50% · 4.625%
HK$57,993
+HK$3,326/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$109,334/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,227
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,762
−HK$1,557/mo
Today · 4.125%
HK$60,319
baseline
▲ 0.50% · 4.625%
HK$63,499
+HK$3,180/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$120,638/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,138
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$68,195
−HK$2,091/mo
Today · 4.125%
HK$70,286
baseline
▲ 0.50% · 4.625%
HK$74,562
+HK$4,276/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$140,572/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,578
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$75,551
−HK$2,002/mo
Today · 4.125%
HK$77,553
baseline
▲ 0.50% · 4.625%
HK$81,641
+HK$4,088/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$155,106/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,264 · Scale 2, in force from 26 Feb 2026)