LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,744
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,887
−HK$1,161/mo
Today · 4.125%
HK$39,048
baseline
▲ 0.50% · 4.625%
HK$41,424
+HK$2,376/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,096/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,877
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,974
−HK$1,112/mo
Today · 4.125%
HK$43,086
baseline
▲ 0.50% · 4.625%
HK$45,357
+HK$2,271/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,172/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,093
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,464
−HK$1,394/mo
Today · 4.125%
HK$46,858
baseline
▲ 0.50% · 4.625%
HK$49,709
+HK$2,851/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$93,716/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,053
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,368
−HK$1,335/mo
Today · 4.125%
HK$51,703
baseline
▲ 0.50% · 4.625%
HK$54,428
+HK$2,725/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$103,406/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,442
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,042
−HK$1,625/mo
Today · 4.125%
HK$54,667
baseline
▲ 0.50% · 4.625%
HK$57,994
+HK$3,327/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$109,334/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,228
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,763
−HK$1,557/mo
Today · 4.125%
HK$60,320
baseline
▲ 0.50% · 4.625%
HK$63,500
+HK$3,180/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$120,640/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,139
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$68,196
−HK$2,091/mo
Today · 4.125%
HK$70,287
baseline
▲ 0.50% · 4.625%
HK$74,563
+HK$4,276/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$140,574/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,579
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$75,552
−HK$2,002/mo
Today · 4.125%
HK$77,554
baseline
▲ 0.50% · 4.625%
HK$81,642
+HK$4,088/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$155,108/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,274 · Scale 2, in force from 26 Feb 2026)