LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,746
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,889
−HK$1,161/mo
Today · 4.125%
HK$39,050
baseline
▲ 0.50% · 4.625%
HK$41,426
+HK$2,376/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,100/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,879
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,976
−HK$1,112/mo
Today · 4.125%
HK$43,088
baseline
▲ 0.50% · 4.625%
HK$45,359
+HK$2,271/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,176/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,095
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,466
−HK$1,394/mo
Today · 4.125%
HK$46,860
baseline
▲ 0.50% · 4.625%
HK$49,711
+HK$2,851/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$93,720/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,055
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,371
−HK$1,334/mo
Today · 4.125%
HK$51,705
baseline
▲ 0.50% · 4.625%
HK$54,431
+HK$2,726/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$103,410/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,444
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,044
−HK$1,626/mo
Today · 4.125%
HK$54,670
baseline
▲ 0.50% · 4.625%
HK$57,996
+HK$3,326/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$109,340/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,231
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,766
−HK$1,557/mo
Today · 4.125%
HK$60,323
baseline
▲ 0.50% · 4.625%
HK$63,503
+HK$3,180/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$120,646/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,142
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$68,200
−HK$2,090/mo
Today · 4.125%
HK$70,290
baseline
▲ 0.50% · 4.625%
HK$74,567
+HK$4,277/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$140,580/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,583
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$75,556
−HK$2,002/mo
Today · 4.125%
HK$77,558
baseline
▲ 0.50% · 4.625%
HK$81,646
+HK$4,088/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$155,116/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,302 · Scale 2, in force from 26 Feb 2026)