LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,746
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,889
−HK$1,162/mo
Today · 4.125%
HK$39,051
baseline
▲ 0.50% · 4.625%
HK$41,427
+HK$2,376/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,102/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,880
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,976
−HK$1,113/mo
Today · 4.125%
HK$43,089
baseline
▲ 0.50% · 4.625%
HK$45,360
+HK$2,271/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,178/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,096
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,467
−HK$1,394/mo
Today · 4.125%
HK$46,861
baseline
▲ 0.50% · 4.625%
HK$49,712
+HK$2,851/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$93,722/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,056
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,372
−HK$1,334/mo
Today · 4.125%
HK$51,706
baseline
▲ 0.50% · 4.625%
HK$54,432
+HK$2,726/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$103,412/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,445
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,045
−HK$1,626/mo
Today · 4.125%
HK$54,671
baseline
▲ 0.50% · 4.625%
HK$57,997
+HK$3,326/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$109,342/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,232
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,767
−HK$1,557/mo
Today · 4.125%
HK$60,324
baseline
▲ 0.50% · 4.625%
HK$63,504
+HK$3,180/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$120,648/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,143
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$68,201
−HK$2,090/mo
Today · 4.125%
HK$70,291
baseline
▲ 0.50% · 4.625%
HK$74,568
+HK$4,277/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$140,582/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,584
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$75,557
−HK$2,002/mo
Today · 4.125%
HK$77,559
baseline
▲ 0.50% · 4.625%
HK$81,648
+HK$4,089/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$155,118/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,313 · Scale 2, in force from 26 Feb 2026)