LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,750
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,893
−HK$1,162/mo
Today · 4.125%
HK$39,055
baseline
▲ 0.50% · 4.625%
HK$41,431
+HK$2,376/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,110/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,884
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,981
−HK$1,112/mo
Today · 4.125%
HK$43,093
baseline
▲ 0.50% · 4.625%
HK$45,364
+HK$2,271/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,186/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,100
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,472
−HK$1,393/mo
Today · 4.125%
HK$46,865
baseline
▲ 0.50% · 4.625%
HK$49,717
+HK$2,852/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$93,730/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,061
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,377
−HK$1,334/mo
Today · 4.125%
HK$51,711
baseline
▲ 0.50% · 4.625%
HK$54,437
+HK$2,726/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$103,422/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,450
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,050
−HK$1,626/mo
Today · 4.125%
HK$54,676
baseline
▲ 0.50% · 4.625%
HK$58,003
+HK$3,327/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$109,352/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,238
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,773
−HK$1,557/mo
Today · 4.125%
HK$60,330
baseline
▲ 0.50% · 4.625%
HK$63,510
+HK$3,180/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$120,660/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,150
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$68,208
−HK$2,090/mo
Today · 4.125%
HK$70,298
baseline
▲ 0.50% · 4.625%
HK$74,576
+HK$4,278/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$140,596/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,591
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$75,565
−HK$2,002/mo
Today · 4.125%
HK$77,567
baseline
▲ 0.50% · 4.625%
HK$81,656
+HK$4,089/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$155,134/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,374 · Scale 2, in force from 26 Feb 2026)