LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,750
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,893
−HK$1,162/mo
Today · 4.125%
HK$39,055
baseline
▲ 0.50% · 4.625%
HK$41,431
+HK$2,376/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,110/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,884
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,981
−HK$1,112/mo
Today · 4.125%
HK$43,093
baseline
▲ 0.50% · 4.625%
HK$45,365
+HK$2,272/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,186/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,100
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,472
−HK$1,394/mo
Today · 4.125%
HK$46,866
baseline
▲ 0.50% · 4.625%
HK$49,718
+HK$2,852/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$93,732/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,061
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,377
−HK$1,335/mo
Today · 4.125%
HK$51,712
baseline
▲ 0.50% · 4.625%
HK$54,438
+HK$2,726/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$103,424/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,450
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,051
−HK$1,626/mo
Today · 4.125%
HK$54,677
baseline
▲ 0.50% · 4.625%
HK$58,004
+HK$3,327/mo
Deposit HK$4.84M · loan HK$11.28M · min. income ≈ HK$109,354/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,238
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,773
−HK$1,557/mo
Today · 4.125%
HK$60,330
baseline
▲ 0.50% · 4.625%
HK$63,511
+HK$3,181/mo
Deposit HK$4.84M · loan HK$11.28M · min. income ≈ HK$120,660/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,151
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$68,208
−HK$2,091/mo
Today · 4.125%
HK$70,299
baseline
▲ 0.50% · 4.625%
HK$74,576
+HK$4,277/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$140,598/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,592
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$75,566
−HK$2,002/mo
Today · 4.125%
HK$77,568
baseline
▲ 0.50% · 4.625%
HK$81,656
+HK$4,088/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$155,136/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,378 · Scale 2, in force from 26 Feb 2026)