LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,752
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,895
−HK$1,161/mo
Today · 4.125%
HK$39,056
baseline
▲ 0.50% · 4.625%
HK$41,433
+HK$2,377/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,112/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,886
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,982
−HK$1,113/mo
Today · 4.125%
HK$43,095
baseline
▲ 0.50% · 4.625%
HK$45,366
+HK$2,271/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,190/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,102
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,474
−HK$1,393/mo
Today · 4.125%
HK$46,867
baseline
▲ 0.50% · 4.625%
HK$49,719
+HK$2,852/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$93,734/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,063
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,379
−HK$1,335/mo
Today · 4.125%
HK$51,714
baseline
▲ 0.50% · 4.625%
HK$54,439
+HK$2,725/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$103,428/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,452
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,053
−HK$1,626/mo
Today · 4.125%
HK$54,679
baseline
▲ 0.50% · 4.625%
HK$58,006
+HK$3,327/mo
Deposit HK$4.84M · loan HK$11.28M · min. income ≈ HK$109,358/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,240
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,775
−HK$1,557/mo
Today · 4.125%
HK$60,332
baseline
▲ 0.50% · 4.625%
HK$63,513
+HK$3,181/mo
Deposit HK$4.84M · loan HK$11.28M · min. income ≈ HK$120,664/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,153
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$68,210
−HK$2,091/mo
Today · 4.125%
HK$70,301
baseline
▲ 0.50% · 4.625%
HK$74,579
+HK$4,278/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$140,602/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,594
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$75,568
−HK$2,002/mo
Today · 4.125%
HK$77,570
baseline
▲ 0.50% · 4.625%
HK$81,659
+HK$4,089/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$155,140/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,398 · Scale 2, in force from 26 Feb 2026)