LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,752
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,895
−HK$1,162/mo
Today · 4.125%
HK$39,057
baseline
▲ 0.50% · 4.625%
HK$41,433
+HK$2,376/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,114/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,886
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,983
−HK$1,112/mo
Today · 4.125%
HK$43,095
baseline
▲ 0.50% · 4.625%
HK$45,367
+HK$2,272/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,190/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,102
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,474
−HK$1,394/mo
Today · 4.125%
HK$46,868
baseline
▲ 0.50% · 4.625%
HK$49,720
+HK$2,852/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$93,736/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,064
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,379
−HK$1,335/mo
Today · 4.125%
HK$51,714
baseline
▲ 0.50% · 4.625%
HK$54,440
+HK$2,726/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$103,428/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,453
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,053
−HK$1,626/mo
Today · 4.125%
HK$54,679
baseline
▲ 0.50% · 4.625%
HK$58,007
+HK$3,328/mo
Deposit HK$4.84M · loan HK$11.28M · min. income ≈ HK$109,358/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,241
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,776
−HK$1,557/mo
Today · 4.125%
HK$60,333
baseline
▲ 0.50% · 4.625%
HK$63,514
+HK$3,181/mo
Deposit HK$4.84M · loan HK$11.28M · min. income ≈ HK$120,666/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,154
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$68,211
−HK$2,091/mo
Today · 4.125%
HK$70,302
baseline
▲ 0.50% · 4.625%
HK$74,580
+HK$4,278/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$140,604/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,595
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$75,569
−HK$2,002/mo
Today · 4.125%
HK$77,571
baseline
▲ 0.50% · 4.625%
HK$81,660
+HK$4,089/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$155,142/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,407 · Scale 2, in force from 26 Feb 2026)