LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,752
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,895
−HK$1,162/mo
Today · 4.125%
HK$39,057
baseline
▲ 0.50% · 4.625%
HK$41,433
+HK$2,376/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,114/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,886
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,983
−HK$1,112/mo
Today · 4.125%
HK$43,095
baseline
▲ 0.50% · 4.625%
HK$45,367
+HK$2,272/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,190/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,103
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,475
−HK$1,393/mo
Today · 4.125%
HK$46,868
baseline
▲ 0.50% · 4.625%
HK$49,720
+HK$2,852/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$93,736/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,064
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,380
−HK$1,335/mo
Today · 4.125%
HK$51,715
baseline
▲ 0.50% · 4.625%
HK$54,441
+HK$2,726/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$103,430/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,453
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,054
−HK$1,626/mo
Today · 4.125%
HK$54,680
baseline
▲ 0.50% · 4.625%
HK$58,007
+HK$3,327/mo
Deposit HK$4.84M · loan HK$11.28M · min. income ≈ HK$109,360/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,241
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$58,776
−HK$1,558/mo
Today · 4.125%
HK$60,334
baseline
▲ 0.50% · 4.625%
HK$63,514
+HK$3,180/mo
Deposit HK$4.84M · loan HK$11.28M · min. income ≈ HK$120,668/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,154
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$68,212
−HK$2,090/mo
Today · 4.125%
HK$70,302
baseline
▲ 0.50% · 4.625%
HK$74,580
+HK$4,278/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$140,604/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,596
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$75,569
−HK$2,003/mo
Today · 4.125%
HK$77,572
baseline
▲ 0.50% · 4.625%
HK$81,661
+HK$4,089/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$155,144/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,410 · Scale 2, in force from 26 Feb 2026)