LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,755
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,898
−HK$1,161/mo
Today · 4.125%
HK$39,059
baseline
▲ 0.50% · 4.625%
HK$41,436
+HK$2,377/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,118/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,889
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,986
−HK$1,112/mo
Today · 4.125%
HK$43,098
baseline
▲ 0.50% · 4.625%
HK$45,370
+HK$2,272/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,196/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,105
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,477
−HK$1,394/mo
Today · 4.125%
HK$46,871
baseline
▲ 0.50% · 4.625%
HK$49,723
+HK$2,852/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$93,742/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,067
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,383
−HK$1,335/mo
Today · 4.125%
HK$51,718
baseline
▲ 0.50% · 4.625%
HK$54,444
+HK$2,726/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$103,436/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,456
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,057
−HK$1,626/mo
Today · 4.125%
HK$54,683
baseline
▲ 0.50% · 4.625%
HK$58,010
+HK$3,327/mo
Deposit HK$4.84M · loan HK$11.28M · min. income ≈ HK$109,366/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,245
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,780
−HK$1,557/mo
Today · 4.125%
HK$60,337
baseline
▲ 0.50% · 4.625%
HK$63,518
+HK$3,181/mo
Deposit HK$4.84M · loan HK$11.28M · min. income ≈ HK$120,674/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,158
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$68,216
−HK$2,091/mo
Today · 4.125%
HK$70,307
baseline
▲ 0.50% · 4.625%
HK$74,585
+HK$4,278/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$140,614/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,600
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$75,574
−HK$2,003/mo
Today · 4.125%
HK$77,577
baseline
▲ 0.50% · 4.625%
HK$81,666
+HK$4,089/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$155,154/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,447 · Scale 2, in force from 26 Feb 2026)