LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,755
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,898
−HK$1,162/mo
Today · 4.125%
HK$39,060
baseline
▲ 0.50% · 4.625%
HK$41,436
+HK$2,376/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,120/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,889
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,986
−HK$1,112/mo
Today · 4.125%
HK$43,098
baseline
▲ 0.50% · 4.625%
HK$45,370
+HK$2,272/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,196/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,106
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,478
−HK$1,394/mo
Today · 4.125%
HK$46,872
baseline
▲ 0.50% · 4.625%
HK$49,724
+HK$2,852/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$93,744/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,067
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,383
−HK$1,335/mo
Today · 4.125%
HK$51,718
baseline
▲ 0.50% · 4.625%
HK$54,444
+HK$2,726/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$103,436/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,457
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,057
−HK$1,626/mo
Today · 4.125%
HK$54,683
baseline
▲ 0.50% · 4.625%
HK$58,011
+HK$3,328/mo
Deposit HK$4.84M · loan HK$11.28M · min. income ≈ HK$109,366/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,245
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$58,780
−HK$1,558/mo
Today · 4.125%
HK$60,338
baseline
▲ 0.50% · 4.625%
HK$63,518
+HK$3,180/mo
Deposit HK$4.84M · loan HK$11.28M · min. income ≈ HK$120,676/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,159
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$68,217
−HK$2,090/mo
Today · 4.125%
HK$70,307
baseline
▲ 0.50% · 4.625%
HK$74,585
+HK$4,278/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$140,614/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,601
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$75,575
−HK$2,002/mo
Today · 4.125%
HK$77,577
baseline
▲ 0.50% · 4.625%
HK$81,666
+HK$4,089/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$155,154/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,452 · Scale 2, in force from 26 Feb 2026)