LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,758
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,902
−HK$1,161/mo
Today · 4.125%
HK$39,063
baseline
▲ 0.50% · 4.625%
HK$41,440
+HK$2,377/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,126/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,893
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$41,990
−HK$1,113/mo
Today · 4.125%
HK$43,103
baseline
▲ 0.50% · 4.625%
HK$45,375
+HK$2,272/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,206/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,110
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,482
−HK$1,394/mo
Today · 4.125%
HK$46,876
baseline
▲ 0.50% · 4.625%
HK$49,728
+HK$2,852/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$93,752/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,072
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,388
−HK$1,335/mo
Today · 4.125%
HK$51,723
baseline
▲ 0.50% · 4.625%
HK$54,449
+HK$2,726/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$103,446/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,462
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,062
−HK$1,627/mo
Today · 4.125%
HK$54,689
baseline
▲ 0.50% · 4.625%
HK$58,016
+HK$3,327/mo
Deposit HK$4.84M · loan HK$11.28M · min. income ≈ HK$109,378/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,250
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,786
−HK$1,558/mo
Today · 4.125%
HK$60,344
baseline
▲ 0.50% · 4.625%
HK$63,524
+HK$3,180/mo
Deposit HK$4.84M · loan HK$11.28M · min. income ≈ HK$120,688/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,165
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$68,223
−HK$2,091/mo
Today · 4.125%
HK$70,314
baseline
▲ 0.50% · 4.625%
HK$74,592
+HK$4,278/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$140,628/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,608
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$75,582
−HK$2,003/mo
Today · 4.125%
HK$77,585
baseline
▲ 0.50% · 4.625%
HK$81,674
+HK$4,089/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$155,170/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,509 · Scale 2, in force from 26 Feb 2026)