LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,761
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,904
−HK$1,162/mo
Today · 4.125%
HK$39,066
baseline
▲ 0.50% · 4.625%
HK$41,443
+HK$2,377/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,132/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,896
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$41,993
−HK$1,113/mo
Today · 4.125%
HK$43,106
baseline
▲ 0.50% · 4.625%
HK$45,378
+HK$2,272/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,212/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,113
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,485
−HK$1,394/mo
Today · 4.125%
HK$46,879
baseline
▲ 0.50% · 4.625%
HK$49,732
+HK$2,853/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$93,758/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,075
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,392
−HK$1,335/mo
Today · 4.125%
HK$51,727
baseline
▲ 0.50% · 4.625%
HK$54,453
+HK$2,726/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$103,454/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,465
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$53,066
−HK$1,627/mo
Today · 4.125%
HK$54,693
baseline
▲ 0.50% · 4.625%
HK$58,021
+HK$3,328/mo
Deposit HK$4.84M · loan HK$11.28M · min. income ≈ HK$109,386/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,255
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$58,790
−HK$1,558/mo
Today · 4.125%
HK$60,348
baseline
▲ 0.50% · 4.625%
HK$63,529
+HK$3,181/mo
Deposit HK$4.84M · loan HK$11.28M · min. income ≈ HK$120,696/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,170
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$68,228
−HK$2,091/mo
Today · 4.125%
HK$70,319
baseline
▲ 0.50% · 4.625%
HK$74,598
+HK$4,279/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$140,638/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,613
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$75,587
−HK$2,003/mo
Today · 4.125%
HK$77,590
baseline
▲ 0.50% · 4.625%
HK$81,680
+HK$4,090/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$155,180/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,553 · Scale 2, in force from 26 Feb 2026)