LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,762
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,905
−HK$1,162/mo
Today · 4.125%
HK$39,067
baseline
▲ 0.50% · 4.625%
HK$41,444
+HK$2,377/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,134/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,897
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,994
−HK$1,112/mo
Today · 4.125%
HK$43,106
baseline
▲ 0.50% · 4.625%
HK$45,379
+HK$2,273/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,212/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,114
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,486
−HK$1,394/mo
Today · 4.125%
HK$46,880
baseline
▲ 0.50% · 4.625%
HK$49,733
+HK$2,853/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$93,760/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,076
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,392
−HK$1,336/mo
Today · 4.125%
HK$51,728
baseline
▲ 0.50% · 4.625%
HK$54,454
+HK$2,726/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$103,456/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,466
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$53,067
−HK$1,627/mo
Today · 4.125%
HK$54,694
baseline
▲ 0.50% · 4.625%
HK$58,022
+HK$3,328/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$109,388/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,256
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$58,791
−HK$1,558/mo
Today · 4.125%
HK$60,349
baseline
▲ 0.50% · 4.625%
HK$63,530
+HK$3,181/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$120,698/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,171
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$68,229
−HK$2,091/mo
Today · 4.125%
HK$70,320
baseline
▲ 0.50% · 4.625%
HK$74,599
+HK$4,279/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$140,640/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,614
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$75,589
−HK$2,002/mo
Today · 4.125%
HK$77,591
baseline
▲ 0.50% · 4.625%
HK$81,681
+HK$4,090/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$155,182/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,563 · Scale 2, in force from 26 Feb 2026)