LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,762
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,906
−HK$1,161/mo
Today · 4.125%
HK$39,067
baseline
▲ 0.50% · 4.625%
HK$41,445
+HK$2,378/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,134/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,897
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$41,994
−HK$1,113/mo
Today · 4.125%
HK$43,107
baseline
▲ 0.50% · 4.625%
HK$45,379
+HK$2,272/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,214/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,115
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,487
−HK$1,394/mo
Today · 4.125%
HK$46,881
baseline
▲ 0.50% · 4.625%
HK$49,733
+HK$2,852/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$93,762/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,077
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,393
−HK$1,335/mo
Today · 4.125%
HK$51,728
baseline
▲ 0.50% · 4.625%
HK$54,455
+HK$2,727/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$103,456/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,467
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,068
−HK$1,626/mo
Today · 4.125%
HK$54,694
baseline
▲ 0.50% · 4.625%
HK$58,022
+HK$3,328/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$109,388/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,256
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,792
−HK$1,558/mo
Today · 4.125%
HK$60,350
baseline
▲ 0.50% · 4.625%
HK$63,531
+HK$3,181/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$120,700/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,172
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$68,230
−HK$2,091/mo
Today · 4.125%
HK$70,321
baseline
▲ 0.50% · 4.625%
HK$74,600
+HK$4,279/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$140,642/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,615
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$75,590
−HK$2,003/mo
Today · 4.125%
HK$77,593
baseline
▲ 0.50% · 4.625%
HK$81,683
+HK$4,090/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$155,186/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,572 · Scale 2, in force from 26 Feb 2026)