LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,763
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,907
−HK$1,162/mo
Today · 4.125%
HK$39,069
baseline
▲ 0.50% · 4.625%
HK$41,446
+HK$2,377/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,138/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,899
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,996
−HK$1,112/mo
Today · 4.125%
HK$43,108
baseline
▲ 0.50% · 4.625%
HK$45,381
+HK$2,273/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,216/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,116
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,488
−HK$1,394/mo
Today · 4.125%
HK$46,882
baseline
▲ 0.50% · 4.625%
HK$49,735
+HK$2,853/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$93,764/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,078
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,395
−HK$1,335/mo
Today · 4.125%
HK$51,730
baseline
▲ 0.50% · 4.625%
HK$54,457
+HK$2,727/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$103,460/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,468
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$53,069
−HK$1,627/mo
Today · 4.125%
HK$54,696
baseline
▲ 0.50% · 4.625%
HK$58,024
+HK$3,328/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$109,392/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,258
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,794
−HK$1,558/mo
Today · 4.125%
HK$60,352
baseline
▲ 0.50% · 4.625%
HK$63,533
+HK$3,181/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$120,704/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,174
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$68,232
−HK$2,091/mo
Today · 4.125%
HK$70,323
baseline
▲ 0.50% · 4.625%
HK$74,602
+HK$4,279/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$140,646/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,618
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$75,592
−HK$2,003/mo
Today · 4.125%
HK$77,595
baseline
▲ 0.50% · 4.625%
HK$81,685
+HK$4,090/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$155,190/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,590 · Scale 2, in force from 26 Feb 2026)