LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,765
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,908
−HK$1,162/mo
Today · 4.125%
HK$39,070
baseline
▲ 0.50% · 4.625%
HK$41,447
+HK$2,377/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,140/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,900
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$41,997
−HK$1,113/mo
Today · 4.125%
HK$43,110
baseline
▲ 0.50% · 4.625%
HK$45,382
+HK$2,272/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,220/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,117
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$45,490
−HK$1,394/mo
Today · 4.125%
HK$46,884
baseline
▲ 0.50% · 4.625%
HK$49,737
+HK$2,853/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$93,768/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,080
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,396
−HK$1,336/mo
Today · 4.125%
HK$51,732
baseline
▲ 0.50% · 4.625%
HK$54,459
+HK$2,727/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$103,464/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,470
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$53,071
−HK$1,627/mo
Today · 4.125%
HK$54,698
baseline
▲ 0.50% · 4.625%
HK$58,026
+HK$3,328/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$109,396/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,260
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,796
−HK$1,558/mo
Today · 4.125%
HK$60,354
baseline
▲ 0.50% · 4.625%
HK$63,535
+HK$3,181/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$120,708/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,176
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$68,235
−HK$2,091/mo
Today · 4.125%
HK$70,326
baseline
▲ 0.50% · 4.625%
HK$74,605
+HK$4,279/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$140,652/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,620
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$75,595
−HK$2,003/mo
Today · 4.125%
HK$77,598
baseline
▲ 0.50% · 4.625%
HK$81,688
+HK$4,090/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$155,196/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,612 · Scale 2, in force from 26 Feb 2026)