LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,766
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,910
−HK$1,162/mo
Today · 4.125%
HK$39,072
baseline
▲ 0.50% · 4.625%
HK$41,449
+HK$2,377/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,144/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,902
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$41,999
−HK$1,113/mo
Today · 4.125%
HK$43,112
baseline
▲ 0.50% · 4.625%
HK$45,384
+HK$2,272/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,224/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,119
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$45,492
−HK$1,394/mo
Today · 4.125%
HK$46,886
baseline
▲ 0.50% · 4.625%
HK$49,739
+HK$2,853/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$93,772/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,082
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,399
−HK$1,335/mo
Today · 4.125%
HK$51,734
baseline
▲ 0.50% · 4.625%
HK$54,461
+HK$2,727/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$103,468/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,473
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,074
−HK$1,626/mo
Today · 4.125%
HK$54,700
baseline
▲ 0.50% · 4.625%
HK$58,029
+HK$3,329/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$109,400/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,263
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$58,798
−HK$1,558/mo
Today · 4.125%
HK$60,356
baseline
▲ 0.50% · 4.625%
HK$63,538
+HK$3,182/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$120,712/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,179
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$68,238
−HK$2,091/mo
Today · 4.125%
HK$70,329
baseline
▲ 0.50% · 4.625%
HK$74,608
+HK$4,279/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$140,658/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,623
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$75,598
−HK$2,003/mo
Today · 4.125%
HK$77,601
baseline
▲ 0.50% · 4.625%
HK$81,692
+HK$4,091/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$155,202/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,638 · Scale 2, in force from 26 Feb 2026)