LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,769
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,913
−HK$1,162/mo
Today · 4.125%
HK$39,075
baseline
▲ 0.50% · 4.625%
HK$41,452
+HK$2,377/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,150/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,905
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$42,002
−HK$1,113/mo
Today · 4.125%
HK$43,115
baseline
▲ 0.50% · 4.625%
HK$45,388
+HK$2,273/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,230/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,123
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,495
−HK$1,394/mo
Today · 4.125%
HK$46,889
baseline
▲ 0.50% · 4.625%
HK$49,743
+HK$2,854/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$93,778/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,086
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,402
−HK$1,336/mo
Today · 4.125%
HK$51,738
baseline
▲ 0.50% · 4.625%
HK$54,465
+HK$2,727/mo
Deposit HK$6.45M · loan HK$9.67M · min. income ≈ HK$103,476/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,476
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$53,078
−HK$1,626/mo
Today · 4.125%
HK$54,704
baseline
▲ 0.50% · 4.625%
HK$58,033
+HK$3,329/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$109,408/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,267
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,803
−HK$1,558/mo
Today · 4.125%
HK$60,361
baseline
▲ 0.50% · 4.625%
HK$63,543
+HK$3,182/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$120,722/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,184
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$68,243
−HK$2,091/mo
Today · 4.125%
HK$70,334
baseline
▲ 0.50% · 4.625%
HK$74,614
+HK$4,280/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$140,668/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,629
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$75,604
−HK$2,003/mo
Today · 4.125%
HK$77,607
baseline
▲ 0.50% · 4.625%
HK$81,698
+HK$4,091/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$155,214/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,682 · Scale 2, in force from 26 Feb 2026)