LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,769
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,913
−HK$1,162/mo
Today · 4.125%
HK$39,075
baseline
▲ 0.50% · 4.625%
HK$41,453
+HK$2,378/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,150/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,906
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$42,003
−HK$1,113/mo
Today · 4.125%
HK$43,116
baseline
▲ 0.50% · 4.625%
HK$45,388
+HK$2,272/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,232/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,123
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$45,496
−HK$1,394/mo
Today · 4.125%
HK$46,890
baseline
▲ 0.50% · 4.625%
HK$49,743
+HK$2,853/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$93,780/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,087
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,403
−HK$1,336/mo
Today · 4.125%
HK$51,739
baseline
▲ 0.50% · 4.625%
HK$54,466
+HK$2,727/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$103,478/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,477
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$53,079
−HK$1,626/mo
Today · 4.125%
HK$54,705
baseline
▲ 0.50% · 4.625%
HK$58,034
+HK$3,329/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$109,410/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,268
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,804
−HK$1,558/mo
Today · 4.125%
HK$60,362
baseline
▲ 0.50% · 4.625%
HK$63,544
+HK$3,182/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$120,724/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,185
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$68,244
−HK$2,091/mo
Today · 4.125%
HK$70,335
baseline
▲ 0.50% · 4.625%
HK$74,615
+HK$4,280/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$140,670/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,630
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$75,605
−HK$2,003/mo
Today · 4.125%
HK$77,608
baseline
▲ 0.50% · 4.625%
HK$81,699
+HK$4,091/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$155,216/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,694 · Scale 2, in force from 26 Feb 2026)