LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,771
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,915
−HK$1,162/mo
Today · 4.125%
HK$39,077
baseline
▲ 0.50% · 4.625%
HK$41,454
+HK$2,377/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,154/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,907
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$42,004
−HK$1,113/mo
Today · 4.125%
HK$43,117
baseline
▲ 0.50% · 4.625%
HK$45,390
+HK$2,273/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,234/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,125
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$45,498
−HK$1,394/mo
Today · 4.125%
HK$46,892
baseline
▲ 0.50% · 4.625%
HK$49,745
+HK$2,853/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$93,784/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$604,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,089
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,405
−HK$1,336/mo
Today · 4.125%
HK$51,741
baseline
▲ 0.50% · 4.625%
HK$54,468
+HK$2,727/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$103,482/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$604,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,479
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$53,080
−HK$1,627/mo
Today · 4.125%
HK$54,707
baseline
▲ 0.50% · 4.625%
HK$58,036
+HK$3,329/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$109,414/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,270
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,806
−HK$1,558/mo
Today · 4.125%
HK$60,364
baseline
▲ 0.50% · 4.625%
HK$63,546
+HK$3,182/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$120,728/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,188
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$68,246
−HK$2,092/mo
Today · 4.125%
HK$70,338
baseline
▲ 0.50% · 4.625%
HK$74,618
+HK$4,280/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$140,676/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,633
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$75,608
−HK$2,003/mo
Today · 4.125%
HK$77,611
baseline
▲ 0.50% · 4.625%
HK$81,702
+HK$4,091/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$155,222/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,716 · Scale 2, in force from 26 Feb 2026)