LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,774
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,918
−HK$1,163/mo
Today · 4.125%
HK$39,081
baseline
▲ 0.50% · 4.625%
HK$41,458
+HK$2,377/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,162/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,911
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,008
−HK$1,114/mo
Today · 4.125%
HK$43,122
baseline
▲ 0.50% · 4.625%
HK$45,394
+HK$2,272/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,244/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,129
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,502
−HK$1,395/mo
Today · 4.125%
HK$46,897
baseline
▲ 0.50% · 4.625%
HK$49,750
+HK$2,853/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$93,794/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$604,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,093
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$50,410
−HK$1,336/mo
Today · 4.125%
HK$51,746
baseline
▲ 0.50% · 4.625%
HK$54,473
+HK$2,727/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$103,492/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$604,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,484
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,086
−HK$1,627/mo
Today · 4.125%
HK$54,713
baseline
▲ 0.50% · 4.625%
HK$58,042
+HK$3,329/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$109,426/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,276
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,812
−HK$1,558/mo
Today · 4.125%
HK$60,370
baseline
▲ 0.50% · 4.625%
HK$63,552
+HK$3,182/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$120,740/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,194
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$68,253
−HK$2,092/mo
Today · 4.125%
HK$70,345
baseline
▲ 0.50% · 4.625%
HK$74,625
+HK$4,280/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$140,690/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,640
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$75,615
−HK$2,004/mo
Today · 4.125%
HK$77,619
baseline
▲ 0.50% · 4.625%
HK$81,710
+HK$4,091/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$155,238/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,775 · Scale 2, in force from 26 Feb 2026)