LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,775
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,919
−HK$1,162/mo
Today · 4.125%
HK$39,081
baseline
▲ 0.50% · 4.625%
HK$41,459
+HK$2,378/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,162/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,912
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$42,009
−HK$1,113/mo
Today · 4.125%
HK$43,122
baseline
▲ 0.50% · 4.625%
HK$45,395
+HK$2,273/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,244/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,130
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$45,503
−HK$1,394/mo
Today · 4.125%
HK$46,897
baseline
▲ 0.50% · 4.625%
HK$49,751
+HK$2,854/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$93,794/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$604,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,094
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,411
−HK$1,335/mo
Today · 4.125%
HK$51,746
baseline
▲ 0.50% · 4.625%
HK$54,474
+HK$2,728/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$103,492/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$604,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,485
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$53,086
−HK$1,627/mo
Today · 4.125%
HK$54,713
baseline
▲ 0.50% · 4.625%
HK$58,043
+HK$3,330/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$109,426/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,276
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,812
−HK$1,559/mo
Today · 4.125%
HK$60,371
baseline
▲ 0.50% · 4.625%
HK$63,553
+HK$3,182/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$120,742/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,195
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$68,254
−HK$2,092/mo
Today · 4.125%
HK$70,346
baseline
▲ 0.50% · 4.625%
HK$74,626
+HK$4,280/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$140,692/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,641
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$75,616
−HK$2,004/mo
Today · 4.125%
HK$77,620
baseline
▲ 0.50% · 4.625%
HK$81,711
+HK$4,091/mo
Deposit HK$1.61M · loan HK$14.51M · min. income ≈ HK$155,240/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,782 · Scale 2, in force from 26 Feb 2026)