LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,776
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,920
−HK$1,162/mo
Today · 4.125%
HK$39,082
baseline
▲ 0.50% · 4.625%
HK$41,460
+HK$2,378/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,164/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,913
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$42,010
−HK$1,113/mo
Today · 4.125%
HK$43,123
baseline
▲ 0.50% · 4.625%
HK$45,397
+HK$2,274/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,246/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,131
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,504
−HK$1,395/mo
Today · 4.125%
HK$46,899
baseline
▲ 0.50% · 4.625%
HK$49,752
+HK$2,853/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$93,798/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$604,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,096
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,412
−HK$1,336/mo
Today · 4.125%
HK$51,748
baseline
▲ 0.50% · 4.625%
HK$54,476
+HK$2,728/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$103,496/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$604,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,487
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$53,088
−HK$1,627/mo
Today · 4.125%
HK$54,715
baseline
▲ 0.50% · 4.625%
HK$58,045
+HK$3,330/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$109,430/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,278
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,814
−HK$1,559/mo
Today · 4.125%
HK$60,373
baseline
▲ 0.50% · 4.625%
HK$63,555
+HK$3,182/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$120,746/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,197
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$68,256
−HK$2,092/mo
Today · 4.125%
HK$70,348
baseline
▲ 0.50% · 4.625%
HK$74,629
+HK$4,281/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$140,696/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,644
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$75,619
−HK$2,003/mo
Today · 4.125%
HK$77,622
baseline
▲ 0.50% · 4.625%
HK$81,714
+HK$4,092/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$155,244/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,803 · Scale 2, in force from 26 Feb 2026)