LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,779
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,923
−HK$1,162/mo
Today · 4.125%
HK$39,085
baseline
▲ 0.50% · 4.625%
HK$41,464
+HK$2,379/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,170/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,916
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,014
−HK$1,113/mo
Today · 4.125%
HK$43,127
baseline
▲ 0.50% · 4.625%
HK$45,400
+HK$2,273/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,254/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,135
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$45,508
−HK$1,394/mo
Today · 4.125%
HK$46,902
baseline
▲ 0.50% · 4.625%
HK$49,756
+HK$2,854/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$93,804/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$604,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,100
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,416
−HK$1,336/mo
Today · 4.125%
HK$51,752
baseline
▲ 0.50% · 4.625%
HK$54,480
+HK$2,728/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$103,504/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$604,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,491
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,092
−HK$1,628/mo
Today · 4.125%
HK$54,720
baseline
▲ 0.50% · 4.625%
HK$58,049
+HK$3,329/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$109,440/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,283
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,819
−HK$1,559/mo
Today · 4.125%
HK$60,378
baseline
▲ 0.50% · 4.625%
HK$63,560
+HK$3,182/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$120,756/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,202
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$68,262
−HK$2,092/mo
Today · 4.125%
HK$70,354
baseline
▲ 0.50% · 4.625%
HK$74,635
+HK$4,281/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$140,708/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,649
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$75,625
−HK$2,003/mo
Today · 4.125%
HK$77,628
baseline
▲ 0.50% · 4.625%
HK$81,720
+HK$4,092/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$155,256/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,851 · Scale 2, in force from 26 Feb 2026)