LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,780
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,924
−HK$1,163/mo
Today · 4.125%
HK$39,087
baseline
▲ 0.50% · 4.625%
HK$41,465
+HK$2,378/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$78,174/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,917
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,015
−HK$1,113/mo
Today · 4.125%
HK$43,128
baseline
▲ 0.50% · 4.625%
HK$45,401
+HK$2,273/mo
Deposit HK$8.06M · loan HK$8.06M · min. income ≈ HK$86,256/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,136
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,509
−HK$1,395/mo
Today · 4.125%
HK$46,904
baseline
▲ 0.50% · 4.625%
HK$49,758
+HK$2,854/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$93,808/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$604,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,101
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$50,418
−HK$1,336/mo
Today · 4.125%
HK$51,754
baseline
▲ 0.50% · 4.625%
HK$54,482
+HK$2,728/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$103,508/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$604,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,492
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,094
−HK$1,627/mo
Today · 4.125%
HK$54,721
baseline
▲ 0.50% · 4.625%
HK$58,051
+HK$3,330/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$109,442/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,284
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,821
−HK$1,558/mo
Today · 4.125%
HK$60,379
baseline
▲ 0.50% · 4.625%
HK$63,562
+HK$3,183/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$120,758/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,204
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$68,264
−HK$2,092/mo
Today · 4.125%
HK$70,356
baseline
▲ 0.50% · 4.625%
HK$74,637
+HK$4,281/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$140,712/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,651
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$75,627
−HK$2,004/mo
Today · 4.125%
HK$77,631
baseline
▲ 0.50% · 4.625%
HK$81,723
+HK$4,092/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$155,262/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,868 · Scale 2, in force from 26 Feb 2026)