LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,781
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,925
−HK$1,162/mo
Today · 4.125%
HK$39,087
baseline
▲ 0.50% · 4.625%
HK$41,466
+HK$2,379/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,174/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,918
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,016
−HK$1,113/mo
Today · 4.125%
HK$43,129
baseline
▲ 0.50% · 4.625%
HK$45,402
+HK$2,273/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,258/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,137
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,510
−HK$1,395/mo
Today · 4.125%
HK$46,905
baseline
▲ 0.50% · 4.625%
HK$49,759
+HK$2,854/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$93,810/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$604,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,102
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$50,419
−HK$1,336/mo
Today · 4.125%
HK$51,755
baseline
▲ 0.50% · 4.625%
HK$54,483
+HK$2,728/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$103,510/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$604,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,493
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,095
−HK$1,627/mo
Today · 4.125%
HK$54,722
baseline
▲ 0.50% · 4.625%
HK$58,052
+HK$3,330/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$109,444/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,286
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,822
−HK$1,559/mo
Today · 4.125%
HK$60,381
baseline
▲ 0.50% · 4.625%
HK$63,563
+HK$3,182/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$120,762/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,206
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$68,265
−HK$2,092/mo
Today · 4.125%
HK$70,357
baseline
▲ 0.50% · 4.625%
HK$74,638
+HK$4,281/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$140,714/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,653
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$75,628
−HK$2,004/mo
Today · 4.125%
HK$77,632
baseline
▲ 0.50% · 4.625%
HK$81,724
+HK$4,092/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$155,264/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,881 · Scale 2, in force from 26 Feb 2026)