LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,782
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,926
−HK$1,162/mo
Today · 4.125%
HK$39,088
baseline
▲ 0.50% · 4.625%
HK$41,467
+HK$2,379/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,176/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,919
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,017
−HK$1,113/mo
Today · 4.125%
HK$43,130
baseline
▲ 0.50% · 4.625%
HK$45,404
+HK$2,274/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,260/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,138
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,511
−HK$1,395/mo
Today · 4.125%
HK$46,906
baseline
▲ 0.50% · 4.625%
HK$49,760
+HK$2,854/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$93,812/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$604,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,103
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$50,420
−HK$1,336/mo
Today · 4.125%
HK$51,756
baseline
▲ 0.50% · 4.625%
HK$54,484
+HK$2,728/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$103,512/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$604,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,494
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,096
−HK$1,628/mo
Today · 4.125%
HK$54,724
baseline
▲ 0.50% · 4.625%
HK$58,053
+HK$3,329/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$109,448/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,287
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,824
−HK$1,558/mo
Today · 4.125%
HK$60,382
baseline
▲ 0.50% · 4.625%
HK$63,565
+HK$3,183/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$120,764/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,207
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$68,267
−HK$2,092/mo
Today · 4.125%
HK$70,359
baseline
▲ 0.50% · 4.625%
HK$74,640
+HK$4,281/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$140,718/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,655
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$75,630
−HK$2,004/mo
Today · 4.125%
HK$77,634
baseline
▲ 0.50% · 4.625%
HK$81,726
+HK$4,092/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$155,268/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,896 · Scale 2, in force from 26 Feb 2026)