LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,783
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,927
−HK$1,162/mo
Today · 4.125%
HK$39,089
baseline
▲ 0.50% · 4.625%
HK$41,468
+HK$2,379/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,178/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,920
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,018
−HK$1,113/mo
Today · 4.125%
HK$43,131
baseline
▲ 0.50% · 4.625%
HK$45,404
+HK$2,273/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,262/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,139
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,512
−HK$1,395/mo
Today · 4.125%
HK$46,907
baseline
▲ 0.50% · 4.625%
HK$49,761
+HK$2,854/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$93,814/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$604,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,104
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$50,421
−HK$1,336/mo
Today · 4.125%
HK$51,757
baseline
▲ 0.50% · 4.625%
HK$54,485
+HK$2,728/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$103,514/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$604,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,496
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,097
−HK$1,628/mo
Today · 4.125%
HK$54,725
baseline
▲ 0.50% · 4.625%
HK$58,055
+HK$3,330/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$109,450/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,288
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,825
−HK$1,558/mo
Today · 4.125%
HK$60,383
baseline
▲ 0.50% · 4.625%
HK$63,566
+HK$3,183/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$120,766/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,209
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$68,268
−HK$2,092/mo
Today · 4.125%
HK$70,360
baseline
▲ 0.50% · 4.625%
HK$74,642
+HK$4,282/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$140,720/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,656
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$75,632
−HK$2,004/mo
Today · 4.125%
HK$77,636
baseline
▲ 0.50% · 4.625%
HK$81,728
+HK$4,092/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$155,272/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,908 · Scale 2, in force from 26 Feb 2026)