LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,783
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,928
−HK$1,162/mo
Today · 4.125%
HK$39,090
baseline
▲ 0.50% · 4.625%
HK$41,469
+HK$2,379/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,180/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,921
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,019
−HK$1,113/mo
Today · 4.125%
HK$43,132
baseline
▲ 0.50% · 4.625%
HK$45,406
+HK$2,274/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,264/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,140
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,513
−HK$1,395/mo
Today · 4.125%
HK$46,908
baseline
▲ 0.50% · 4.625%
HK$49,762
+HK$2,854/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$93,816/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$604,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,105
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$50,422
−HK$1,336/mo
Today · 4.125%
HK$51,758
baseline
▲ 0.50% · 4.625%
HK$54,487
+HK$2,729/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$103,516/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$604,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,497
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,099
−HK$1,627/mo
Today · 4.125%
HK$54,726
baseline
▲ 0.50% · 4.625%
HK$58,056
+HK$3,330/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$109,452/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,290
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,826
−HK$1,559/mo
Today · 4.125%
HK$60,385
baseline
▲ 0.50% · 4.625%
HK$63,568
+HK$3,183/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$120,770/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,210
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$68,270
−HK$2,092/mo
Today · 4.125%
HK$70,362
baseline
▲ 0.50% · 4.625%
HK$74,643
+HK$4,281/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$140,724/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,658
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$75,634
−HK$2,004/mo
Today · 4.125%
HK$77,638
baseline
▲ 0.50% · 4.625%
HK$81,730
+HK$4,092/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$155,276/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,922 · Scale 2, in force from 26 Feb 2026)