LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,787
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,931
−HK$1,163/mo
Today · 4.125%
HK$39,094
baseline
▲ 0.50% · 4.625%
HK$41,473
+HK$2,379/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,188/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,925
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,023
−HK$1,113/mo
Today · 4.125%
HK$43,136
baseline
▲ 0.50% · 4.625%
HK$45,410
+HK$2,274/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,272/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,144
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,518
−HK$1,395/mo
Today · 4.125%
HK$46,913
baseline
▲ 0.50% · 4.625%
HK$49,767
+HK$2,854/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$93,826/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$604,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,110
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,427
−HK$1,337/mo
Today · 4.125%
HK$51,764
baseline
▲ 0.50% · 4.625%
HK$54,492
+HK$2,728/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$103,528/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$604,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,502
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,104
−HK$1,627/mo
Today · 4.125%
HK$54,731
baseline
▲ 0.50% · 4.625%
HK$58,062
+HK$3,331/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$109,462/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,295
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,832
−HK$1,559/mo
Today · 4.125%
HK$60,391
baseline
▲ 0.50% · 4.625%
HK$63,574
+HK$3,183/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$120,782/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,217
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$68,276
−HK$2,093/mo
Today · 4.125%
HK$70,369
baseline
▲ 0.50% · 4.625%
HK$74,651
+HK$4,282/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$140,738/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,665
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$75,641
−HK$2,004/mo
Today · 4.125%
HK$77,645
baseline
▲ 0.50% · 4.625%
HK$81,738
+HK$4,093/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$155,290/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,982 · Scale 2, in force from 26 Feb 2026)