LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,788
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,932
−HK$1,163/mo
Today · 4.125%
HK$39,095
baseline
▲ 0.50% · 4.625%
HK$41,474
+HK$2,379/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,190/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,926
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,024
−HK$1,113/mo
Today · 4.125%
HK$43,137
baseline
▲ 0.50% · 4.625%
HK$45,411
+HK$2,274/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,274/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$604,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,145
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,519
−HK$1,395/mo
Today · 4.125%
HK$46,914
baseline
▲ 0.50% · 4.625%
HK$49,768
+HK$2,854/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$93,828/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$604,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,111
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,429
−HK$1,336/mo
Today · 4.125%
HK$51,765
baseline
▲ 0.50% · 4.625%
HK$54,493
+HK$2,728/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$103,530/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$604,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,503
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,105
−HK$1,628/mo
Today · 4.125%
HK$54,733
baseline
▲ 0.50% · 4.625%
HK$58,063
+HK$3,330/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$109,466/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,297
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,833
−HK$1,559/mo
Today · 4.125%
HK$60,392
baseline
▲ 0.50% · 4.625%
HK$63,576
+HK$3,184/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$120,784/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,218
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$68,278
−HK$2,093/mo
Today · 4.125%
HK$70,371
baseline
▲ 0.50% · 4.625%
HK$74,653
+HK$4,282/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$140,742/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,667
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$75,643
−HK$2,004/mo
Today · 4.125%
HK$77,647
baseline
▲ 0.50% · 4.625%
HK$81,740
+HK$4,093/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$155,294/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$604,996 · Scale 2, in force from 26 Feb 2026)