LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,789
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,933
−HK$1,163/mo
Today · 4.125%
HK$39,096
baseline
▲ 0.50% · 4.625%
HK$41,475
+HK$2,379/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,192/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$605,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,927
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,025
−HK$1,114/mo
Today · 4.125%
HK$43,139
baseline
▲ 0.50% · 4.625%
HK$45,413
+HK$2,274/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,278/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$605,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,147
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,520
−HK$1,395/mo
Today · 4.125%
HK$46,915
baseline
▲ 0.50% · 4.625%
HK$49,770
+HK$2,855/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$93,830/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,113
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$50,430
−HK$1,336/mo
Today · 4.125%
HK$51,766
baseline
▲ 0.50% · 4.625%
HK$54,495
+HK$2,729/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$103,532/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,505
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,107
−HK$1,628/mo
Today · 4.125%
HK$54,735
baseline
▲ 0.50% · 4.625%
HK$58,065
+HK$3,330/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$109,470/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,298
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,835
−HK$1,559/mo
Today · 4.125%
HK$60,394
baseline
▲ 0.50% · 4.625%
HK$63,578
+HK$3,184/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$120,788/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,220
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$68,280
−HK$2,093/mo
Today · 4.125%
HK$70,373
baseline
▲ 0.50% · 4.625%
HK$74,655
+HK$4,282/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$140,746/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,669
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$75,645
−HK$2,005/mo
Today · 4.125%
HK$77,650
baseline
▲ 0.50% · 4.625%
HK$81,743
+HK$4,093/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$155,300/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,016 · Scale 2, in force from 26 Feb 2026)