LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,789
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,934
−HK$1,162/mo
Today · 4.125%
HK$39,096
baseline
▲ 0.50% · 4.625%
HK$41,475
+HK$2,379/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,192/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$605,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,928
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,026
−HK$1,113/mo
Today · 4.125%
HK$43,139
baseline
▲ 0.50% · 4.625%
HK$45,413
+HK$2,274/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,278/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$605,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,147
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,521
−HK$1,395/mo
Today · 4.125%
HK$46,916
baseline
▲ 0.50% · 4.625%
HK$49,770
+HK$2,854/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$93,832/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,113
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,431
−HK$1,336/mo
Today · 4.125%
HK$51,767
baseline
▲ 0.50% · 4.625%
HK$54,496
+HK$2,729/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$103,534/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,505
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,107
−HK$1,628/mo
Today · 4.125%
HK$54,735
baseline
▲ 0.50% · 4.625%
HK$58,066
+HK$3,331/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$109,470/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,299
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,836
−HK$1,559/mo
Today · 4.125%
HK$60,395
baseline
▲ 0.50% · 4.625%
HK$63,578
+HK$3,183/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$120,790/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,221
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$68,281
−HK$2,093/mo
Today · 4.125%
HK$70,374
baseline
▲ 0.50% · 4.625%
HK$74,656
+HK$4,282/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$140,748/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,670
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$75,646
−HK$2,004/mo
Today · 4.125%
HK$77,650
baseline
▲ 0.50% · 4.625%
HK$81,743
+HK$4,093/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$155,300/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,022 · Scale 2, in force from 26 Feb 2026)