LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,790
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,935
−HK$1,163/mo
Today · 4.125%
HK$39,098
baseline
▲ 0.50% · 4.625%
HK$41,477
+HK$2,379/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,196/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$605,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,929
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,027
−HK$1,113/mo
Today · 4.125%
HK$43,140
baseline
▲ 0.50% · 4.625%
HK$45,414
+HK$2,274/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,280/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$605,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,149
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,522
−HK$1,395/mo
Today · 4.125%
HK$46,917
baseline
▲ 0.50% · 4.625%
HK$49,772
+HK$2,855/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$93,834/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,115
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$50,432
−HK$1,336/mo
Today · 4.125%
HK$51,768
baseline
▲ 0.50% · 4.625%
HK$54,497
+HK$2,729/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$103,536/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,507
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,109
−HK$1,628/mo
Today · 4.125%
HK$54,737
baseline
▲ 0.50% · 4.625%
HK$58,067
+HK$3,330/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$109,474/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,301
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,837
−HK$1,559/mo
Today · 4.125%
HK$60,396
baseline
▲ 0.50% · 4.625%
HK$63,580
+HK$3,184/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$120,792/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,223
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$68,283
−HK$2,093/mo
Today · 4.125%
HK$70,376
baseline
▲ 0.50% · 4.625%
HK$74,658
+HK$4,282/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$140,752/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,672
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$75,648
−HK$2,005/mo
Today · 4.125%
HK$77,653
baseline
▲ 0.50% · 4.625%
HK$81,746
+HK$4,093/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$155,306/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,039 · Scale 2, in force from 26 Feb 2026)