LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,791
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,935
−HK$1,163/mo
Today · 4.125%
HK$39,098
baseline
▲ 0.50% · 4.625%
HK$41,477
+HK$2,379/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,196/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$605,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,929
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,027
−HK$1,114/mo
Today · 4.125%
HK$43,141
baseline
▲ 0.50% · 4.625%
HK$45,415
+HK$2,274/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,282/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$605,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,149
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,522
−HK$1,396/mo
Today · 4.125%
HK$46,918
baseline
▲ 0.50% · 4.625%
HK$49,772
+HK$2,854/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$93,836/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,115
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,433
−HK$1,336/mo
Today · 4.125%
HK$51,769
baseline
▲ 0.50% · 4.625%
HK$54,498
+HK$2,729/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$103,538/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,507
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,109
−HK$1,628/mo
Today · 4.125%
HK$54,737
baseline
▲ 0.50% · 4.625%
HK$58,068
+HK$3,331/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$109,474/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,301
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,838
−HK$1,559/mo
Today · 4.125%
HK$60,397
baseline
▲ 0.50% · 4.625%
HK$63,581
+HK$3,184/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$120,794/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,223
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$68,283
−HK$2,093/mo
Today · 4.125%
HK$70,376
baseline
▲ 0.50% · 4.625%
HK$74,659
+HK$4,283/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$140,752/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,673
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$75,649
−HK$2,004/mo
Today · 4.125%
HK$77,653
baseline
▲ 0.50% · 4.625%
HK$81,746
+HK$4,093/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$155,306/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,045 · Scale 2, in force from 26 Feb 2026)