LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,793
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,937
−HK$1,163/mo
Today · 4.125%
HK$39,100
baseline
▲ 0.50% · 4.625%
HK$41,479
+HK$2,379/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,200/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$605,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,931
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,029
−HK$1,114/mo
Today · 4.125%
HK$43,143
baseline
▲ 0.50% · 4.625%
HK$45,417
+HK$2,274/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,286/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$605,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,151
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,525
−HK$1,395/mo
Today · 4.125%
HK$46,920
baseline
▲ 0.50% · 4.625%
HK$49,775
+HK$2,855/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$93,840/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,118
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$50,435
−HK$1,336/mo
Today · 4.125%
HK$51,771
baseline
▲ 0.50% · 4.625%
HK$54,500
+HK$2,729/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$103,542/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,510
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,112
−HK$1,628/mo
Today · 4.125%
HK$54,740
baseline
▲ 0.50% · 4.625%
HK$58,071
+HK$3,331/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$109,480/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,304
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,841
−HK$1,559/mo
Today · 4.125%
HK$60,400
baseline
▲ 0.50% · 4.625%
HK$63,584
+HK$3,184/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$120,800/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,227
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$68,287
−HK$2,093/mo
Today · 4.125%
HK$70,380
baseline
▲ 0.50% · 4.625%
HK$74,662
+HK$4,282/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$140,760/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,677
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$75,653
−HK$2,004/mo
Today · 4.125%
HK$77,657
baseline
▲ 0.50% · 4.625%
HK$81,751
+HK$4,094/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$155,314/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,075 · Scale 2, in force from 26 Feb 2026)