LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,793
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,938
−HK$1,163/mo
Today · 4.125%
HK$39,101
baseline
▲ 0.50% · 4.625%
HK$41,480
+HK$2,379/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,202/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$605,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,932
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,030
−HK$1,114/mo
Today · 4.125%
HK$43,144
baseline
▲ 0.50% · 4.625%
HK$45,418
+HK$2,274/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,288/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$605,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,152
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,525
−HK$1,396/mo
Today · 4.125%
HK$46,921
baseline
▲ 0.50% · 4.625%
HK$49,776
+HK$2,855/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$93,842/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,119
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$50,436
−HK$1,336/mo
Today · 4.125%
HK$51,772
baseline
▲ 0.50% · 4.625%
HK$54,501
+HK$2,729/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$103,544/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,511
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,113
−HK$1,628/mo
Today · 4.125%
HK$54,741
baseline
▲ 0.50% · 4.625%
HK$58,072
+HK$3,331/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$109,482/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,305
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,842
−HK$1,559/mo
Today · 4.125%
HK$60,401
baseline
▲ 0.50% · 4.625%
HK$63,585
+HK$3,184/mo
Deposit HK$4.84M · loan HK$11.29M · min. income ≈ HK$120,802/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,228
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$68,288
−HK$2,093/mo
Today · 4.125%
HK$70,381
baseline
▲ 0.50% · 4.625%
HK$74,664
+HK$4,283/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$140,762/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,678
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$75,654
−HK$2,005/mo
Today · 4.125%
HK$77,659
baseline
▲ 0.50% · 4.625%
HK$81,752
+HK$4,093/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$155,318/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,087 · Scale 2, in force from 26 Feb 2026)