LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,794
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,938
−HK$1,163/mo
Today · 4.125%
HK$39,101
baseline
▲ 0.50% · 4.625%
HK$41,480
+HK$2,379/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,202/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$605,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,933
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,030
−HK$1,114/mo
Today · 4.125%
HK$43,144
baseline
▲ 0.50% · 4.625%
HK$45,418
+HK$2,274/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,288/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$605,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,152
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,526
−HK$1,395/mo
Today · 4.125%
HK$46,921
baseline
▲ 0.50% · 4.625%
HK$49,776
+HK$2,855/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$93,842/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,119
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,437
−HK$1,336/mo
Today · 4.125%
HK$51,773
baseline
▲ 0.50% · 4.625%
HK$54,502
+HK$2,729/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$103,546/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,511
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,114
−HK$1,627/mo
Today · 4.125%
HK$54,741
baseline
▲ 0.50% · 4.625%
HK$58,072
+HK$3,331/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,482/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,306
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,843
−HK$1,559/mo
Today · 4.125%
HK$60,402
baseline
▲ 0.50% · 4.625%
HK$63,586
+HK$3,184/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,804/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,229
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$68,289
−HK$2,093/mo
Today · 4.125%
HK$70,382
baseline
▲ 0.50% · 4.625%
HK$74,664
+HK$4,282/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$140,764/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,679
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$75,655
−HK$2,004/mo
Today · 4.125%
HK$77,659
baseline
▲ 0.50% · 4.625%
HK$81,753
+HK$4,094/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$155,318/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,093 · Scale 2, in force from 26 Feb 2026)