LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,794
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,939
−HK$1,162/mo
Today · 4.125%
HK$39,101
baseline
▲ 0.50% · 4.625%
HK$41,481
+HK$2,380/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,202/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$605,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,933
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,031
−HK$1,113/mo
Today · 4.125%
HK$43,144
baseline
▲ 0.50% · 4.625%
HK$45,419
+HK$2,275/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,288/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$605,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,153
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,526
−HK$1,396/mo
Today · 4.125%
HK$46,922
baseline
▲ 0.50% · 4.625%
HK$49,777
+HK$2,855/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$93,844/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,120
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$50,437
−HK$1,336/mo
Today · 4.125%
HK$51,773
baseline
▲ 0.50% · 4.625%
HK$54,502
+HK$2,729/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$103,546/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,512
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,114
−HK$1,628/mo
Today · 4.125%
HK$54,742
baseline
▲ 0.50% · 4.625%
HK$58,073
+HK$3,331/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,484/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,306
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,843
−HK$1,559/mo
Today · 4.125%
HK$60,402
baseline
▲ 0.50% · 4.625%
HK$63,586
+HK$3,184/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,804/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,229
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$68,289
−HK$2,093/mo
Today · 4.125%
HK$70,382
baseline
▲ 0.50% · 4.625%
HK$74,665
+HK$4,283/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$140,764/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,679
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$75,655
−HK$2,005/mo
Today · 4.125%
HK$77,660
baseline
▲ 0.50% · 4.625%
HK$81,754
+HK$4,094/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$155,320/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,097 · Scale 2, in force from 26 Feb 2026)