LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,796
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,941
−HK$1,163/mo
Today · 4.125%
HK$39,104
baseline
▲ 0.50% · 4.625%
HK$41,483
+HK$2,379/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,208/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$605,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,936
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,033
−HK$1,114/mo
Today · 4.125%
HK$43,147
baseline
▲ 0.50% · 4.625%
HK$45,421
+HK$2,274/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,294/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$605,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,156
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,529
−HK$1,395/mo
Today · 4.125%
HK$46,924
baseline
▲ 0.50% · 4.625%
HK$49,780
+HK$2,856/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$93,848/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,123
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,440
−HK$1,337/mo
Today · 4.125%
HK$51,777
baseline
▲ 0.50% · 4.625%
HK$54,506
+HK$2,729/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$103,554/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,515
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,117
−HK$1,628/mo
Today · 4.125%
HK$54,745
baseline
▲ 0.50% · 4.625%
HK$58,076
+HK$3,331/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,490/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,310
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,847
−HK$1,559/mo
Today · 4.125%
HK$60,406
baseline
▲ 0.50% · 4.625%
HK$63,590
+HK$3,184/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,812/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,233
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$68,294
−HK$2,093/mo
Today · 4.125%
HK$70,387
baseline
▲ 0.50% · 4.625%
HK$74,670
+HK$4,283/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$140,774/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,684
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$75,660
−HK$2,005/mo
Today · 4.125%
HK$77,665
baseline
▲ 0.50% · 4.625%
HK$81,759
+HK$4,094/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$155,330/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,135 · Scale 2, in force from 26 Feb 2026)