LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,797
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,942
−HK$1,163/mo
Today · 4.125%
HK$39,105
baseline
▲ 0.50% · 4.625%
HK$41,484
+HK$2,379/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,210/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$605,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,937
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,035
−HK$1,113/mo
Today · 4.125%
HK$43,148
baseline
▲ 0.50% · 4.625%
HK$45,423
+HK$2,275/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,296/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$605,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,157
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,530
−HK$1,396/mo
Today · 4.125%
HK$46,926
baseline
▲ 0.50% · 4.625%
HK$49,781
+HK$2,855/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$93,852/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,124
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,442
−HK$1,336/mo
Today · 4.125%
HK$51,778
baseline
▲ 0.50% · 4.625%
HK$54,507
+HK$2,729/mo
Deposit HK$6.45M · loan HK$9.68M · min. income ≈ HK$103,556/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,516
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,119
−HK$1,628/mo
Today · 4.125%
HK$54,747
baseline
▲ 0.50% · 4.625%
HK$58,078
+HK$3,331/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,494/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,311
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,848
−HK$1,560/mo
Today · 4.125%
HK$60,408
baseline
▲ 0.50% · 4.625%
HK$63,592
+HK$3,184/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,816/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,235
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$68,296
−HK$2,093/mo
Today · 4.125%
HK$70,389
baseline
▲ 0.50% · 4.625%
HK$74,672
+HK$4,283/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$140,778/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,686
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$75,662
−HK$2,005/mo
Today · 4.125%
HK$77,667
baseline
▲ 0.50% · 4.625%
HK$81,761
+HK$4,094/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$155,334/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,152 · Scale 2, in force from 26 Feb 2026)